It may be necessary to notify your insurance broker.
For most insurers, your spouse is automatically insured if:
- The two people are related by marriage or civil union and are living together;
- The two people have been living together for at least 3 years;
- The two people have been living together for at least 1 year and a child has been born (or is about to be born) OR they have adopted a child OR one of them has adopted the other’s child.
In addition to these criteria*, the spouse of an insured must be mentioned on the home insurance policy to cover their civil liability and/or their personal property.
In case of doubt, do not hesitate to contact your insurance broker.
*In group insurance, the definition of “insured” is different.